LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,774
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,794
−HK$1,035/mo
Today · 4.125%
HK$34,829
baseline
▲ 0.50% · 4.625%
HK$36,949
+HK$2,120/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,658/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$538,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,461
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,439
−HK$992/mo
Today · 4.125%
HK$38,431
baseline
▲ 0.50% · 4.625%
HK$40,457
+HK$2,026/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,862/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$538,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,329
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,552
−HK$1,243/mo
Today · 4.125%
HK$41,795
baseline
▲ 0.50% · 4.625%
HK$44,338
+HK$2,543/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$83,590/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$538,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,753
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,927
−HK$1,190/mo
Today · 4.125%
HK$46,117
baseline
▲ 0.50% · 4.625%
HK$48,548
+HK$2,431/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$92,234/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$538,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,884
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,311
−HK$1,450/mo
Today · 4.125%
HK$48,761
baseline
▲ 0.50% · 4.625%
HK$51,728
+HK$2,967/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,522/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,045
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,414
−HK$1,389/mo
Today · 4.125%
HK$53,803
baseline
▲ 0.50% · 4.625%
HK$56,639
+HK$2,836/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,606/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,993
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,829
−HK$1,864/mo
Today · 4.125%
HK$62,693
baseline
▲ 0.50% · 4.625%
HK$66,508
+HK$3,815/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$125,386/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,630
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,390
−HK$1,785/mo
Today · 4.125%
HK$69,175
baseline
▲ 0.50% · 4.625%
HK$72,822
+HK$3,647/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$138,350/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,989 · Scale 2, in force from 26 Feb 2026)