LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,776
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,795
−HK$1,036/mo
Today · 4.125%
HK$34,831
baseline
▲ 0.50% · 4.625%
HK$36,950
+HK$2,119/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,662/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,462
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,440
−HK$992/mo
Today · 4.125%
HK$38,432
baseline
▲ 0.50% · 4.625%
HK$40,458
+HK$2,026/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,864/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,331
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,554
−HK$1,243/mo
Today · 4.125%
HK$41,797
baseline
▲ 0.50% · 4.625%
HK$44,340
+HK$2,543/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$83,594/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,755
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,928
−HK$1,191/mo
Today · 4.125%
HK$46,119
baseline
▲ 0.50% · 4.625%
HK$48,550
+HK$2,431/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$92,238/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,886
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,313
−HK$1,450/mo
Today · 4.125%
HK$48,763
baseline
▲ 0.50% · 4.625%
HK$51,730
+HK$2,967/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,526/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,047
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,416
−HK$1,389/mo
Today · 4.125%
HK$53,805
baseline
▲ 0.50% · 4.625%
HK$56,642
+HK$2,837/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,610/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,996
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,831
−HK$1,865/mo
Today · 4.125%
HK$62,696
baseline
▲ 0.50% · 4.625%
HK$66,510
+HK$3,814/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$125,392/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,632
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$67,393
−HK$1,785/mo
Today · 4.125%
HK$69,178
baseline
▲ 0.50% · 4.625%
HK$72,825
+HK$3,647/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$138,356/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,011 · Scale 2, in force from 26 Feb 2026)