LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,777
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,796
−HK$1,036/mo
Today · 4.125%
HK$34,832
baseline
▲ 0.50% · 4.625%
HK$36,951
+HK$2,119/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,664/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,464
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,442
−HK$992/mo
Today · 4.125%
HK$38,434
baseline
▲ 0.50% · 4.625%
HK$40,460
+HK$2,026/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,868/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,332
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,555
−HK$1,243/mo
Today · 4.125%
HK$41,798
baseline
▲ 0.50% · 4.625%
HK$44,342
+HK$2,544/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$83,596/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,756
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,930
−HK$1,190/mo
Today · 4.125%
HK$46,120
baseline
▲ 0.50% · 4.625%
HK$48,551
+HK$2,431/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$92,240/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,887
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,315
−HK$1,450/mo
Today · 4.125%
HK$48,765
baseline
▲ 0.50% · 4.625%
HK$51,732
+HK$2,967/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,530/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,049
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,418
−HK$1,389/mo
Today · 4.125%
HK$53,807
baseline
▲ 0.50% · 4.625%
HK$56,643
+HK$2,836/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,614/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,998
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$60,833
−HK$1,864/mo
Today · 4.125%
HK$62,697
baseline
▲ 0.50% · 4.625%
HK$66,512
+HK$3,815/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$125,394/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,634
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,395
−HK$1,786/mo
Today · 4.125%
HK$69,181
baseline
▲ 0.50% · 4.625%
HK$72,827
+HK$3,646/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$138,362/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,028 · Scale 2, in force from 26 Feb 2026)