LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,779
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,799
−HK$1,036/mo
Today · 4.125%
HK$34,835
baseline
▲ 0.50% · 4.625%
HK$36,954
+HK$2,119/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,670/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,466
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,444
−HK$993/mo
Today · 4.125%
HK$38,437
baseline
▲ 0.50% · 4.625%
HK$40,463
+HK$2,026/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,874/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,335
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,558
−HK$1,244/mo
Today · 4.125%
HK$41,802
baseline
▲ 0.50% · 4.625%
HK$44,345
+HK$2,543/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,604/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,760
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,933
−HK$1,191/mo
Today · 4.125%
HK$46,124
baseline
▲ 0.50% · 4.625%
HK$48,555
+HK$2,431/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,248/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,891
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,318
−HK$1,450/mo
Today · 4.125%
HK$48,768
baseline
▲ 0.50% · 4.625%
HK$51,736
+HK$2,968/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,536/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,053
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,422
−HK$1,389/mo
Today · 4.125%
HK$53,811
baseline
▲ 0.50% · 4.625%
HK$56,648
+HK$2,837/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,622/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,002
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,838
−HK$1,864/mo
Today · 4.125%
HK$62,702
baseline
▲ 0.50% · 4.625%
HK$66,518
+HK$3,816/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$125,404/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,639
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,400
−HK$1,786/mo
Today · 4.125%
HK$69,186
baseline
▲ 0.50% · 4.625%
HK$72,833
+HK$3,647/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$138,372/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,069 · Scale 2, in force from 26 Feb 2026)