LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,780
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,799
−HK$1,036/mo
Today · 4.125%
HK$34,835
baseline
▲ 0.50% · 4.625%
HK$36,955
+HK$2,120/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,670/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,467
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,445
−HK$992/mo
Today · 4.125%
HK$38,437
baseline
▲ 0.50% · 4.625%
HK$40,463
+HK$2,026/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,874/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,336
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,559
−HK$1,243/mo
Today · 4.125%
HK$41,802
baseline
▲ 0.50% · 4.625%
HK$44,346
+HK$2,544/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,604/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,761
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,934
−HK$1,191/mo
Today · 4.125%
HK$46,125
baseline
▲ 0.50% · 4.625%
HK$48,556
+HK$2,431/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,250/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,892
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,319
−HK$1,451/mo
Today · 4.125%
HK$48,770
baseline
▲ 0.50% · 4.625%
HK$51,737
+HK$2,967/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,540/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,054
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,423
−HK$1,389/mo
Today · 4.125%
HK$53,812
baseline
▲ 0.50% · 4.625%
HK$56,649
+HK$2,837/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,624/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,004
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,839
−HK$1,865/mo
Today · 4.125%
HK$62,704
baseline
▲ 0.50% · 4.625%
HK$66,519
+HK$3,815/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$125,408/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,641
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$67,401
−HK$1,786/mo
Today · 4.125%
HK$69,187
baseline
▲ 0.50% · 4.625%
HK$72,834
+HK$3,647/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$138,374/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,081 · Scale 2, in force from 26 Feb 2026)