LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,781
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,800
−HK$1,036/mo
Today · 4.125%
HK$34,836
baseline
▲ 0.50% · 4.625%
HK$36,956
+HK$2,120/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,672/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,468
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,446
−HK$992/mo
Today · 4.125%
HK$38,438
baseline
▲ 0.50% · 4.625%
HK$40,464
+HK$2,026/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,876/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,337
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,560
−HK$1,243/mo
Today · 4.125%
HK$41,803
baseline
▲ 0.50% · 4.625%
HK$44,347
+HK$2,544/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,606/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,762
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,935
−HK$1,191/mo
Today · 4.125%
HK$46,126
baseline
▲ 0.50% · 4.625%
HK$48,557
+HK$2,431/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,252/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,893
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,320
−HK$1,451/mo
Today · 4.125%
HK$48,771
baseline
▲ 0.50% · 4.625%
HK$51,738
+HK$2,967/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,542/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,055
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,424
−HK$1,390/mo
Today · 4.125%
HK$53,814
baseline
▲ 0.50% · 4.625%
HK$56,650
+HK$2,836/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,628/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,005
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,840
−HK$1,865/mo
Today · 4.125%
HK$62,705
baseline
▲ 0.50% · 4.625%
HK$66,520
+HK$3,815/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$125,410/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,642
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,403
−HK$1,786/mo
Today · 4.125%
HK$69,189
baseline
▲ 0.50% · 4.625%
HK$72,836
+HK$3,647/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$138,378/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,093 · Scale 2, in force from 26 Feb 2026)