LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,782
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,802
−HK$1,036/mo
Today · 4.125%
HK$34,838
baseline
▲ 0.50% · 4.625%
HK$36,957
+HK$2,119/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,676/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,469
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,448
−HK$992/mo
Today · 4.125%
HK$38,440
baseline
▲ 0.50% · 4.625%
HK$40,466
+HK$2,026/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,880/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,338
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,562
−HK$1,243/mo
Today · 4.125%
HK$41,805
baseline
▲ 0.50% · 4.625%
HK$44,349
+HK$2,544/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,610/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,763
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,937
−HK$1,191/mo
Today · 4.125%
HK$46,128
baseline
▲ 0.50% · 4.625%
HK$48,559
+HK$2,431/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,256/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,895
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,322
−HK$1,451/mo
Today · 4.125%
HK$48,773
baseline
▲ 0.50% · 4.625%
HK$51,740
+HK$2,967/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,546/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,057
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,427
−HK$1,389/mo
Today · 4.125%
HK$53,816
baseline
▲ 0.50% · 4.625%
HK$56,652
+HK$2,836/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,632/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,007
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,843
−HK$1,865/mo
Today · 4.125%
HK$62,708
baseline
▲ 0.50% · 4.625%
HK$66,523
+HK$3,815/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$125,416/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,645
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,406
−HK$1,786/mo
Today · 4.125%
HK$69,192
baseline
▲ 0.50% · 4.625%
HK$72,839
+HK$3,647/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$138,384/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,115 · Scale 2, in force from 26 Feb 2026)