LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,784
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,804
−HK$1,036/mo
Today · 4.125%
HK$34,840
baseline
▲ 0.50% · 4.625%
HK$36,960
+HK$2,120/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,680/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,472
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,450
−HK$993/mo
Today · 4.125%
HK$38,443
baseline
▲ 0.50% · 4.625%
HK$40,469
+HK$2,026/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,886/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,341
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,565
−HK$1,243/mo
Today · 4.125%
HK$41,808
baseline
▲ 0.50% · 4.625%
HK$44,352
+HK$2,544/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,616/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,767
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,940
−HK$1,191/mo
Today · 4.125%
HK$46,131
baseline
▲ 0.50% · 4.625%
HK$48,563
+HK$2,432/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,262/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,898
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,326
−HK$1,450/mo
Today · 4.125%
HK$48,776
baseline
▲ 0.50% · 4.625%
HK$51,744
+HK$2,968/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,552/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,061
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,431
−HK$1,389/mo
Today · 4.125%
HK$53,820
baseline
▲ 0.50% · 4.625%
HK$56,657
+HK$2,837/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,640/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,012
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,847
−HK$1,865/mo
Today · 4.125%
HK$62,712
baseline
▲ 0.50% · 4.625%
HK$66,528
+HK$3,816/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$125,424/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,650
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,411
−HK$1,786/mo
Today · 4.125%
HK$69,197
baseline
▲ 0.50% · 4.625%
HK$72,844
+HK$3,647/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$138,394/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,155 · Scale 2, in force from 26 Feb 2026)