LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,785
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,805
−HK$1,036/mo
Today · 4.125%
HK$34,841
baseline
▲ 0.50% · 4.625%
HK$36,961
+HK$2,120/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,682/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,473
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,451
−HK$993/mo
Today · 4.125%
HK$38,444
baseline
▲ 0.50% · 4.625%
HK$40,470
+HK$2,026/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,888/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,342
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,566
−HK$1,243/mo
Today · 4.125%
HK$41,809
baseline
▲ 0.50% · 4.625%
HK$44,353
+HK$2,544/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,618/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,768
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,942
−HK$1,191/mo
Today · 4.125%
HK$46,133
baseline
▲ 0.50% · 4.625%
HK$48,564
+HK$2,431/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,266/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,899
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,327
−HK$1,451/mo
Today · 4.125%
HK$48,778
baseline
▲ 0.50% · 4.625%
HK$51,746
+HK$2,968/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,556/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,063
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,432
−HK$1,389/mo
Today · 4.125%
HK$53,821
baseline
▲ 0.50% · 4.625%
HK$56,658
+HK$2,837/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,642/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,013
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,849
−HK$1,865/mo
Today · 4.125%
HK$62,714
baseline
▲ 0.50% · 4.625%
HK$66,530
+HK$3,816/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$125,428/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,652
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,413
−HK$1,786/mo
Today · 4.125%
HK$69,199
baseline
▲ 0.50% · 4.625%
HK$72,846
+HK$3,647/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$138,398/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,170 · Scale 2, in force from 26 Feb 2026)