LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,788
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,808
−HK$1,036/mo
Today · 4.125%
HK$34,844
baseline
▲ 0.50% · 4.625%
HK$36,964
+HK$2,120/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,688/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,476
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,455
−HK$992/mo
Today · 4.125%
HK$38,447
baseline
▲ 0.50% · 4.625%
HK$40,474
+HK$2,027/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,894/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,346
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,569
−HK$1,244/mo
Today · 4.125%
HK$41,813
baseline
▲ 0.50% · 4.625%
HK$44,357
+HK$2,544/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,626/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,772
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,945
−HK$1,191/mo
Today · 4.125%
HK$46,136
baseline
▲ 0.50% · 4.625%
HK$48,568
+HK$2,432/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,272/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,903
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,331
−HK$1,451/mo
Today · 4.125%
HK$48,782
baseline
▲ 0.50% · 4.625%
HK$51,750
+HK$2,968/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$97,564/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,067
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,436
−HK$1,390/mo
Today · 4.125%
HK$53,826
baseline
▲ 0.50% · 4.625%
HK$56,663
+HK$2,837/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$107,652/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,018
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,854
−HK$1,865/mo
Today · 4.125%
HK$62,719
baseline
▲ 0.50% · 4.625%
HK$66,536
+HK$3,817/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$125,438/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,657
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,418
−HK$1,787/mo
Today · 4.125%
HK$69,205
baseline
▲ 0.50% · 4.625%
HK$72,852
+HK$3,647/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$138,410/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,216 · Scale 2, in force from 26 Feb 2026)