LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,788
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,808
−HK$1,037/mo
Today · 4.125%
HK$34,845
baseline
▲ 0.50% · 4.625%
HK$36,965
+HK$2,120/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,690/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,477
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,455
−HK$993/mo
Today · 4.125%
HK$38,448
baseline
▲ 0.50% · 4.625%
HK$40,474
+HK$2,026/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,896/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,346
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,570
−HK$1,244/mo
Today · 4.125%
HK$41,814
baseline
▲ 0.50% · 4.625%
HK$44,358
+HK$2,544/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,628/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,772
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,946
−HK$1,191/mo
Today · 4.125%
HK$46,137
baseline
▲ 0.50% · 4.625%
HK$48,569
+HK$2,432/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,274/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,904
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,332
−HK$1,450/mo
Today · 4.125%
HK$48,782
baseline
▲ 0.50% · 4.625%
HK$51,751
+HK$2,969/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$97,564/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,068
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,437
−HK$1,390/mo
Today · 4.125%
HK$53,827
baseline
▲ 0.50% · 4.625%
HK$56,664
+HK$2,837/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$107,654/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,019
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,855
−HK$1,865/mo
Today · 4.125%
HK$62,720
baseline
▲ 0.50% · 4.625%
HK$66,537
+HK$3,817/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$125,440/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,658
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,419
−HK$1,787/mo
Today · 4.125%
HK$69,206
baseline
▲ 0.50% · 4.625%
HK$72,854
+HK$3,648/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$138,412/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,224 · Scale 2, in force from 26 Feb 2026)