LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,789
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,809
−HK$1,036/mo
Today · 4.125%
HK$34,845
baseline
▲ 0.50% · 4.625%
HK$36,966
+HK$2,121/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,690/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,478
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,456
−HK$992/mo
Today · 4.125%
HK$38,448
baseline
▲ 0.50% · 4.625%
HK$40,475
+HK$2,027/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,896/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,347
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,571
−HK$1,243/mo
Today · 4.125%
HK$41,814
baseline
▲ 0.50% · 4.625%
HK$44,359
+HK$2,545/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,628/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,773
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,947
−HK$1,191/mo
Today · 4.125%
HK$46,138
baseline
▲ 0.50% · 4.625%
HK$48,570
+HK$2,432/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,276/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,905
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,333
−HK$1,450/mo
Today · 4.125%
HK$48,783
baseline
▲ 0.50% · 4.625%
HK$51,752
+HK$2,969/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$97,566/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,069
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,438
−HK$1,390/mo
Today · 4.125%
HK$53,828
baseline
▲ 0.50% · 4.625%
HK$56,665
+HK$2,837/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$107,656/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,020
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,856
−HK$1,865/mo
Today · 4.125%
HK$62,721
baseline
▲ 0.50% · 4.625%
HK$66,538
+HK$3,817/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$125,442/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,660
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,421
−HK$1,786/mo
Today · 4.125%
HK$69,207
baseline
▲ 0.50% · 4.625%
HK$72,855
+HK$3,648/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$138,414/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,234 · Scale 2, in force from 26 Feb 2026)