LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,789
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,809
−HK$1,037/mo
Today · 4.125%
HK$34,846
baseline
▲ 0.50% · 4.625%
HK$36,966
+HK$2,120/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,692/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,478
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,456
−HK$993/mo
Today · 4.125%
HK$38,449
baseline
▲ 0.50% · 4.625%
HK$40,475
+HK$2,026/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,898/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,347
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,571
−HK$1,244/mo
Today · 4.125%
HK$41,815
baseline
▲ 0.50% · 4.625%
HK$44,359
+HK$2,544/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,630/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,774
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,948
−HK$1,190/mo
Today · 4.125%
HK$46,138
baseline
▲ 0.50% · 4.625%
HK$48,570
+HK$2,432/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,276/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,905
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,333
−HK$1,451/mo
Today · 4.125%
HK$48,784
baseline
▲ 0.50% · 4.625%
HK$51,752
+HK$2,968/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$97,568/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,069
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,439
−HK$1,389/mo
Today · 4.125%
HK$53,828
baseline
▲ 0.50% · 4.625%
HK$56,666
+HK$2,838/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$107,656/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,021
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,857
−HK$1,865/mo
Today · 4.125%
HK$62,722
baseline
▲ 0.50% · 4.625%
HK$66,539
+HK$3,817/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$125,444/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,660
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,421
−HK$1,787/mo
Today · 4.125%
HK$69,208
baseline
▲ 0.50% · 4.625%
HK$72,856
+HK$3,648/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$138,416/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,240 · Scale 2, in force from 26 Feb 2026)