LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,790
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,810
−HK$1,036/mo
Today · 4.125%
HK$34,846
baseline
▲ 0.50% · 4.625%
HK$36,966
+HK$2,120/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,692/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,478
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,457
−HK$992/mo
Today · 4.125%
HK$38,449
baseline
▲ 0.50% · 4.625%
HK$40,476
+HK$2,027/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,898/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,348
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,572
−HK$1,243/mo
Today · 4.125%
HK$41,815
baseline
▲ 0.50% · 4.625%
HK$44,359
+HK$2,544/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,630/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,774
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,948
−HK$1,191/mo
Today · 4.125%
HK$46,139
baseline
▲ 0.50% · 4.625%
HK$48,571
+HK$2,432/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,278/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,906
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,334
−HK$1,450/mo
Today · 4.125%
HK$48,784
baseline
▲ 0.50% · 4.625%
HK$51,753
+HK$2,969/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$97,568/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,070
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,439
−HK$1,390/mo
Today · 4.125%
HK$53,829
baseline
▲ 0.50% · 4.625%
HK$56,666
+HK$2,837/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$107,658/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,022
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,857
−HK$1,866/mo
Today · 4.125%
HK$62,723
baseline
▲ 0.50% · 4.625%
HK$66,539
+HK$3,816/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$125,446/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,661
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,422
−HK$1,786/mo
Today · 4.125%
HK$69,208
baseline
▲ 0.50% · 4.625%
HK$72,856
+HK$3,648/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$138,416/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,245 · Scale 2, in force from 26 Feb 2026)