LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,793
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,813
−HK$1,036/mo
Today · 4.125%
HK$34,849
baseline
▲ 0.50% · 4.625%
HK$36,969
+HK$2,120/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,698/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,481
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,460
−HK$992/mo
Today · 4.125%
HK$38,452
baseline
▲ 0.50% · 4.625%
HK$40,479
+HK$2,027/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,904/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,351
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,575
−HK$1,244/mo
Today · 4.125%
HK$41,819
baseline
▲ 0.50% · 4.625%
HK$44,363
+HK$2,544/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,638/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,778
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,952
−HK$1,191/mo
Today · 4.125%
HK$46,143
baseline
▲ 0.50% · 4.625%
HK$48,575
+HK$2,432/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,286/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,910
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,338
−HK$1,450/mo
Today · 4.125%
HK$48,788
baseline
▲ 0.50% · 4.625%
HK$51,757
+HK$2,969/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$97,576/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,074
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,444
−HK$1,389/mo
Today · 4.125%
HK$53,833
baseline
▲ 0.50% · 4.625%
HK$56,671
+HK$2,838/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$107,666/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,027
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,863
−HK$1,865/mo
Today · 4.125%
HK$62,728
baseline
▲ 0.50% · 4.625%
HK$66,545
+HK$3,817/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$125,456/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,666
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,428
−HK$1,786/mo
Today · 4.125%
HK$69,214
baseline
▲ 0.50% · 4.625%
HK$72,863
+HK$3,649/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$138,428/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,291 · Scale 2, in force from 26 Feb 2026)