LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,794
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,814
−HK$1,036/mo
Today · 4.125%
HK$34,850
baseline
▲ 0.50% · 4.625%
HK$36,970
+HK$2,120/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,700/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,482
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,461
−HK$992/mo
Today · 4.125%
HK$38,453
baseline
▲ 0.50% · 4.625%
HK$40,480
+HK$2,027/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,906/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,352
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,576
−HK$1,244/mo
Today · 4.125%
HK$41,820
baseline
▲ 0.50% · 4.625%
HK$44,365
+HK$2,545/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,640/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,779
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,953
−HK$1,191/mo
Today · 4.125%
HK$46,144
baseline
▲ 0.50% · 4.625%
HK$48,577
+HK$2,433/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,288/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,911
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,339
−HK$1,451/mo
Today · 4.125%
HK$48,790
baseline
▲ 0.50% · 4.625%
HK$51,759
+HK$2,969/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$97,580/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,075
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,445
−HK$1,390/mo
Today · 4.125%
HK$53,835
baseline
▲ 0.50% · 4.625%
HK$56,673
+HK$2,838/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$107,670/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,028
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,864
−HK$1,866/mo
Today · 4.125%
HK$62,730
baseline
▲ 0.50% · 4.625%
HK$66,547
+HK$3,817/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$125,460/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,668
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,430
−HK$1,786/mo
Today · 4.125%
HK$69,216
baseline
▲ 0.50% · 4.625%
HK$72,865
+HK$3,649/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$138,432/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,307 · Scale 2, in force from 26 Feb 2026)