LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,794
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,814
−HK$1,037/mo
Today · 4.125%
HK$34,851
baseline
▲ 0.50% · 4.625%
HK$36,971
+HK$2,120/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,702/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,483
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,461
−HK$993/mo
Today · 4.125%
HK$38,454
baseline
▲ 0.50% · 4.625%
HK$40,481
+HK$2,027/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,908/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,353
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,577
−HK$1,244/mo
Today · 4.125%
HK$41,821
baseline
▲ 0.50% · 4.625%
HK$44,365
+HK$2,544/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,642/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,780
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,954
−HK$1,191/mo
Today · 4.125%
HK$46,145
baseline
▲ 0.50% · 4.625%
HK$48,577
+HK$2,432/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,290/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,912
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,340
−HK$1,451/mo
Today · 4.125%
HK$48,791
baseline
▲ 0.50% · 4.625%
HK$51,760
+HK$2,969/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$97,582/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,076
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,446
−HK$1,390/mo
Today · 4.125%
HK$53,836
baseline
▲ 0.50% · 4.625%
HK$56,673
+HK$2,837/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$107,672/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,029
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,865
−HK$1,866/mo
Today · 4.125%
HK$62,731
baseline
▲ 0.50% · 4.625%
HK$66,548
+HK$3,817/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$125,462/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,669
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,431
−HK$1,786/mo
Today · 4.125%
HK$69,217
baseline
▲ 0.50% · 4.625%
HK$72,866
+HK$3,649/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$138,434/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,315 · Scale 2, in force from 26 Feb 2026)