LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,795
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,815
−HK$1,036/mo
Today · 4.125%
HK$34,851
baseline
▲ 0.50% · 4.625%
HK$36,972
+HK$2,121/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,702/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,484
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,462
−HK$993/mo
Today · 4.125%
HK$38,455
baseline
▲ 0.50% · 4.625%
HK$40,482
+HK$2,027/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,910/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,354
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,578
−HK$1,243/mo
Today · 4.125%
HK$41,821
baseline
▲ 0.50% · 4.625%
HK$44,366
+HK$2,545/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,642/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,780
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,955
−HK$1,191/mo
Today · 4.125%
HK$46,146
baseline
▲ 0.50% · 4.625%
HK$48,578
+HK$2,432/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,292/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,913
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,341
−HK$1,451/mo
Today · 4.125%
HK$48,792
baseline
▲ 0.50% · 4.625%
HK$51,760
+HK$2,968/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$97,584/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,077
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,447
−HK$1,390/mo
Today · 4.125%
HK$53,837
baseline
▲ 0.50% · 4.625%
HK$56,675
+HK$2,838/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$107,674/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,030
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,867
−HK$1,865/mo
Today · 4.125%
HK$62,732
baseline
▲ 0.50% · 4.625%
HK$66,549
+HK$3,817/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$125,464/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,671
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,432
−HK$1,787/mo
Today · 4.125%
HK$69,219
baseline
▲ 0.50% · 4.625%
HK$72,867
+HK$3,648/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$138,438/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,325 · Scale 2, in force from 26 Feb 2026)