LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,796
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,816
−HK$1,037/mo
Today · 4.125%
HK$34,853
baseline
▲ 0.50% · 4.625%
HK$36,973
+HK$2,120/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,706/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,485
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,464
−HK$992/mo
Today · 4.125%
HK$38,456
baseline
▲ 0.50% · 4.625%
HK$40,484
+HK$2,028/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,912/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,355
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,579
−HK$1,244/mo
Today · 4.125%
HK$41,823
baseline
▲ 0.50% · 4.625%
HK$44,368
+HK$2,545/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,646/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,782
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,957
−HK$1,191/mo
Today · 4.125%
HK$46,148
baseline
▲ 0.50% · 4.625%
HK$48,580
+HK$2,432/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,296/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,914
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,343
−HK$1,451/mo
Today · 4.125%
HK$48,794
baseline
▲ 0.50% · 4.625%
HK$51,763
+HK$2,969/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$97,588/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,079
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,449
−HK$1,390/mo
Today · 4.125%
HK$53,839
baseline
▲ 0.50% · 4.625%
HK$56,677
+HK$2,838/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$107,678/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,033
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,869
−HK$1,866/mo
Today · 4.125%
HK$62,735
baseline
▲ 0.50% · 4.625%
HK$66,552
+HK$3,817/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$125,470/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,674
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,435
−HK$1,787/mo
Today · 4.125%
HK$69,222
baseline
▲ 0.50% · 4.625%
HK$72,870
+HK$3,648/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$138,444/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,349 · Scale 2, in force from 26 Feb 2026)