LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,797
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,817
−HK$1,037/mo
Today · 4.125%
HK$34,854
baseline
▲ 0.50% · 4.625%
HK$36,974
+HK$2,120/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,708/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,486
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,465
−HK$993/mo
Today · 4.125%
HK$38,458
baseline
▲ 0.50% · 4.625%
HK$40,485
+HK$2,027/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,916/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,356
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,581
−HK$1,243/mo
Today · 4.125%
HK$41,824
baseline
▲ 0.50% · 4.625%
HK$44,369
+HK$2,545/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,648/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,784
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,958
−HK$1,191/mo
Today · 4.125%
HK$46,149
baseline
▲ 0.50% · 4.625%
HK$48,582
+HK$2,433/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,298/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,916
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,344
−HK$1,451/mo
Today · 4.125%
HK$48,795
baseline
▲ 0.50% · 4.625%
HK$51,764
+HK$2,969/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$97,590/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,081
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,451
−HK$1,390/mo
Today · 4.125%
HK$53,841
baseline
▲ 0.50% · 4.625%
HK$56,679
+HK$2,838/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$107,682/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,035
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,871
−HK$1,865/mo
Today · 4.125%
HK$62,736
baseline
▲ 0.50% · 4.625%
HK$66,554
+HK$3,818/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$125,472/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,675
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$67,437
−HK$1,787/mo
Today · 4.125%
HK$69,224
baseline
▲ 0.50% · 4.625%
HK$72,872
+HK$3,648/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$138,448/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,363 · Scale 2, in force from 26 Feb 2026)