LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,798
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,818
−HK$1,036/mo
Today · 4.125%
HK$34,854
baseline
▲ 0.50% · 4.625%
HK$36,975
+HK$2,121/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,708/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,487
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,465
−HK$993/mo
Today · 4.125%
HK$38,458
baseline
▲ 0.50% · 4.625%
HK$40,485
+HK$2,027/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,916/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,357
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,581
−HK$1,244/mo
Today · 4.125%
HK$41,825
baseline
▲ 0.50% · 4.625%
HK$44,370
+HK$2,545/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,650/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,784
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,959
−HK$1,191/mo
Today · 4.125%
HK$46,150
baseline
▲ 0.50% · 4.625%
HK$48,582
+HK$2,432/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,300/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,917
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,345
−HK$1,451/mo
Today · 4.125%
HK$48,796
baseline
▲ 0.50% · 4.625%
HK$51,765
+HK$2,969/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$97,592/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,082
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,452
−HK$1,389/mo
Today · 4.125%
HK$53,841
baseline
▲ 0.50% · 4.625%
HK$56,680
+HK$2,839/mo
Deposit HK$4.31M · loan HK$10.07M · min. income ≈ HK$107,682/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,036
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,872
−HK$1,866/mo
Today · 4.125%
HK$62,738
baseline
▲ 0.50% · 4.625%
HK$66,555
+HK$3,817/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$125,476/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,676
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$67,438
−HK$1,787/mo
Today · 4.125%
HK$69,225
baseline
▲ 0.50% · 4.625%
HK$72,874
+HK$3,649/mo
Deposit HK$1.44M · loan HK$12.94M · min. income ≈ HK$138,450/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,373 · Scale 2, in force from 26 Feb 2026)