LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,798
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,818
−HK$1,037/mo
Today · 4.125%
HK$34,855
baseline
▲ 0.50% · 4.625%
HK$36,976
+HK$2,121/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,710/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,488
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,466
−HK$993/mo
Today · 4.125%
HK$38,459
baseline
▲ 0.50% · 4.625%
HK$40,486
+HK$2,027/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,918/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,358
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,582
−HK$1,244/mo
Today · 4.125%
HK$41,826
baseline
▲ 0.50% · 4.625%
HK$44,371
+HK$2,545/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,652/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,785
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,959
−HK$1,192/mo
Today · 4.125%
HK$46,151
baseline
▲ 0.50% · 4.625%
HK$48,583
+HK$2,432/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,302/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,917
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,346
−HK$1,451/mo
Today · 4.125%
HK$48,797
baseline
▲ 0.50% · 4.625%
HK$51,766
+HK$2,969/mo
Deposit HK$4.32M · loan HK$10.07M · min. income ≈ HK$97,594/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,083
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,453
−HK$1,389/mo
Today · 4.125%
HK$53,842
baseline
▲ 0.50% · 4.625%
HK$56,680
+HK$2,838/mo
Deposit HK$4.32M · loan HK$10.07M · min. income ≈ HK$107,684/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,037
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,873
−HK$1,866/mo
Today · 4.125%
HK$62,739
baseline
▲ 0.50% · 4.625%
HK$66,556
+HK$3,817/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$125,478/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,678
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,439
−HK$1,787/mo
Today · 4.125%
HK$69,226
baseline
▲ 0.50% · 4.625%
HK$72,875
+HK$3,649/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$138,452/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,382 · Scale 2, in force from 26 Feb 2026)