LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,799
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,819
−HK$1,036/mo
Today · 4.125%
HK$34,855
baseline
▲ 0.50% · 4.625%
HK$36,976
+HK$2,121/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,710/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,488
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,467
−HK$993/mo
Today · 4.125%
HK$38,460
baseline
▲ 0.50% · 4.625%
HK$40,487
+HK$2,027/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,920/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,358
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,583
−HK$1,244/mo
Today · 4.125%
HK$41,827
baseline
▲ 0.50% · 4.625%
HK$44,372
+HK$2,545/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,654/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,786
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,960
−HK$1,191/mo
Today · 4.125%
HK$46,151
baseline
▲ 0.50% · 4.625%
HK$48,584
+HK$2,433/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,302/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,918
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,346
−HK$1,452/mo
Today · 4.125%
HK$48,798
baseline
▲ 0.50% · 4.625%
HK$51,767
+HK$2,969/mo
Deposit HK$4.32M · loan HK$10.07M · min. income ≈ HK$97,596/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,084
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,454
−HK$1,389/mo
Today · 4.125%
HK$53,843
baseline
▲ 0.50% · 4.625%
HK$56,682
+HK$2,839/mo
Deposit HK$4.32M · loan HK$10.07M · min. income ≈ HK$107,686/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,038
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,874
−HK$1,866/mo
Today · 4.125%
HK$62,740
baseline
▲ 0.50% · 4.625%
HK$66,557
+HK$3,817/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$125,480/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,679
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$67,440
−HK$1,787/mo
Today · 4.125%
HK$69,227
baseline
▲ 0.50% · 4.625%
HK$72,876
+HK$3,649/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$138,454/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,392 · Scale 2, in force from 26 Feb 2026)