LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,800
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,820
−HK$1,037/mo
Today · 4.125%
HK$34,857
baseline
▲ 0.50% · 4.625%
HK$36,978
+HK$2,121/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,714/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,489
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,468
−HK$993/mo
Today · 4.125%
HK$38,461
baseline
▲ 0.50% · 4.625%
HK$40,488
+HK$2,027/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,922/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,360
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,584
−HK$1,244/mo
Today · 4.125%
HK$41,828
baseline
▲ 0.50% · 4.625%
HK$44,373
+HK$2,545/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,656/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,787
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,962
−HK$1,191/mo
Today · 4.125%
HK$46,153
baseline
▲ 0.50% · 4.625%
HK$48,586
+HK$2,433/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,306/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,920
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,348
−HK$1,451/mo
Today · 4.125%
HK$48,799
baseline
▲ 0.50% · 4.625%
HK$51,769
+HK$2,970/mo
Deposit HK$4.32M · loan HK$10.07M · min. income ≈ HK$97,598/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,085
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,455
−HK$1,390/mo
Today · 4.125%
HK$53,845
baseline
▲ 0.50% · 4.625%
HK$56,683
+HK$2,838/mo
Deposit HK$4.32M · loan HK$10.07M · min. income ≈ HK$107,690/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$539,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,040
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$60,876
−HK$1,866/mo
Today · 4.125%
HK$62,742
baseline
▲ 0.50% · 4.625%
HK$66,560
+HK$3,818/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$125,484/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,681
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$67,443
−HK$1,787/mo
Today · 4.125%
HK$69,230
baseline
▲ 0.50% · 4.625%
HK$72,879
+HK$3,649/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$138,460/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,410 · Scale 2, in force from 26 Feb 2026)