LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,805
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,826
−HK$1,037/mo
Today · 4.125%
HK$34,863
baseline
▲ 0.50% · 4.625%
HK$36,984
+HK$2,121/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,726/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,496
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,474
−HK$993/mo
Today · 4.125%
HK$38,467
baseline
▲ 0.50% · 4.625%
HK$40,495
+HK$2,028/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,934/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,366
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,591
−HK$1,244/mo
Today · 4.125%
HK$41,835
baseline
▲ 0.50% · 4.625%
HK$44,381
+HK$2,546/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,670/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,795
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,969
−HK$1,192/mo
Today · 4.125%
HK$46,161
baseline
▲ 0.50% · 4.625%
HK$48,594
+HK$2,433/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,322/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,927
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$47,356
−HK$1,452/mo
Today · 4.125%
HK$48,808
baseline
▲ 0.50% · 4.625%
HK$51,777
+HK$2,969/mo
Deposit HK$4.32M · loan HK$10.07M · min. income ≈ HK$97,616/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,094
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,464
−HK$1,390/mo
Today · 4.125%
HK$53,854
baseline
▲ 0.50% · 4.625%
HK$56,693
+HK$2,839/mo
Deposit HK$4.32M · loan HK$10.07M · min. income ≈ HK$107,708/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,050
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$60,886
−HK$1,867/mo
Today · 4.125%
HK$62,753
baseline
▲ 0.50% · 4.625%
HK$66,571
+HK$3,818/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$125,506/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,692
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$67,454
−HK$1,787/mo
Today · 4.125%
HK$69,241
baseline
▲ 0.50% · 4.625%
HK$72,891
+HK$3,650/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$138,482/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,501 · Scale 2, in force from 26 Feb 2026)