LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,807
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,827
−HK$1,037/mo
Today · 4.125%
HK$34,864
baseline
▲ 0.50% · 4.625%
HK$36,985
+HK$2,121/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,728/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,497
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,476
−HK$993/mo
Today · 4.125%
HK$38,469
baseline
▲ 0.50% · 4.625%
HK$40,497
+HK$2,028/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,938/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,368
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,592
−HK$1,245/mo
Today · 4.125%
HK$41,837
baseline
▲ 0.50% · 4.625%
HK$44,382
+HK$2,545/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$83,674/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,796
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,971
−HK$1,192/mo
Today · 4.125%
HK$46,163
baseline
▲ 0.50% · 4.625%
HK$48,596
+HK$2,433/mo
Deposit HK$5.75M · loan HK$8.63M · min. income ≈ HK$92,326/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$539,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,929
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,358
−HK$1,451/mo
Today · 4.125%
HK$48,809
baseline
▲ 0.50% · 4.625%
HK$51,779
+HK$2,970/mo
Deposit HK$4.32M · loan HK$10.07M · min. income ≈ HK$97,618/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,096
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,466
−HK$1,390/mo
Today · 4.125%
HK$53,856
baseline
▲ 0.50% · 4.625%
HK$56,695
+HK$2,839/mo
Deposit HK$4.32M · loan HK$10.07M · min. income ≈ HK$107,712/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,052
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$60,889
−HK$1,866/mo
Today · 4.125%
HK$62,755
baseline
▲ 0.50% · 4.625%
HK$66,573
+HK$3,818/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$125,510/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,695
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$67,456
−HK$1,788/mo
Today · 4.125%
HK$69,244
baseline
▲ 0.50% · 4.625%
HK$72,894
+HK$3,650/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$138,488/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,522 · Scale 2, in force from 26 Feb 2026)