LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,810
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,830
−HK$1,037/mo
Today · 4.125%
HK$34,867
baseline
▲ 0.50% · 4.625%
HK$36,989
+HK$2,122/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,734/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,501
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,479
−HK$994/mo
Today · 4.125%
HK$38,473
baseline
▲ 0.50% · 4.625%
HK$40,500
+HK$2,027/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,946/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,372
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,596
−HK$1,245/mo
Today · 4.125%
HK$41,841
baseline
▲ 0.50% · 4.625%
HK$44,387
+HK$2,546/mo
Deposit HK$5.76M · loan HK$8.63M · min. income ≈ HK$83,682/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,801
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,975
−HK$1,192/mo
Today · 4.125%
HK$46,167
baseline
▲ 0.50% · 4.625%
HK$48,601
+HK$2,434/mo
Deposit HK$5.76M · loan HK$8.63M · min. income ≈ HK$92,334/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,934
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,362
−HK$1,452/mo
Today · 4.125%
HK$48,814
baseline
▲ 0.50% · 4.625%
HK$51,784
+HK$2,970/mo
Deposit HK$4.32M · loan HK$10.07M · min. income ≈ HK$97,628/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,101
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,471
−HK$1,391/mo
Today · 4.125%
HK$53,862
baseline
▲ 0.50% · 4.625%
HK$56,701
+HK$2,839/mo
Deposit HK$4.32M · loan HK$10.07M · min. income ≈ HK$107,724/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,058
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$60,895
−HK$1,866/mo
Today · 4.125%
HK$62,761
baseline
▲ 0.50% · 4.625%
HK$66,580
+HK$3,819/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$125,522/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,701
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$67,463
−HK$1,788/mo
Today · 4.125%
HK$69,251
baseline
▲ 0.50% · 4.625%
HK$72,901
+HK$3,650/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$138,502/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,574 · Scale 2, in force from 26 Feb 2026)