LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,814
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,835
−HK$1,037/mo
Today · 4.125%
HK$34,872
baseline
▲ 0.50% · 4.625%
HK$36,994
+HK$2,122/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,744/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,506
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,485
−HK$993/mo
Today · 4.125%
HK$38,478
baseline
▲ 0.50% · 4.625%
HK$40,506
+HK$2,028/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$76,956/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$539,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,377
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,602
−HK$1,244/mo
Today · 4.125%
HK$41,846
baseline
▲ 0.50% · 4.625%
HK$44,393
+HK$2,547/mo
Deposit HK$5.76M · loan HK$8.63M · min. income ≈ HK$83,692/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,807
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,982
−HK$1,191/mo
Today · 4.125%
HK$46,173
baseline
▲ 0.50% · 4.625%
HK$48,607
+HK$2,434/mo
Deposit HK$5.76M · loan HK$8.63M · min. income ≈ HK$92,346/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,940
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$47,369
−HK$1,452/mo
Today · 4.125%
HK$48,821
baseline
▲ 0.50% · 4.625%
HK$51,791
+HK$2,970/mo
Deposit HK$4.32M · loan HK$10.07M · min. income ≈ HK$97,642/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,108
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,478
−HK$1,391/mo
Today · 4.125%
HK$53,869
baseline
▲ 0.50% · 4.625%
HK$56,708
+HK$2,839/mo
Deposit HK$4.32M · loan HK$10.07M · min. income ≈ HK$107,738/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,066
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$60,903
−HK$1,867/mo
Today · 4.125%
HK$62,770
baseline
▲ 0.50% · 4.625%
HK$66,589
+HK$3,819/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$125,540/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,710
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$67,472
−HK$1,788/mo
Today · 4.125%
HK$69,260
baseline
▲ 0.50% · 4.625%
HK$72,911
+HK$3,651/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$138,520/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,648 · Scale 2, in force from 26 Feb 2026)