LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,817
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,838
−HK$1,037/mo
Today · 4.125%
HK$34,875
baseline
▲ 0.50% · 4.625%
HK$36,997
+HK$2,122/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,750/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,509
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,488
−HK$993/mo
Today · 4.125%
HK$38,481
baseline
▲ 0.50% · 4.625%
HK$40,510
+HK$2,029/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$76,962/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,381
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,606
−HK$1,244/mo
Today · 4.125%
HK$41,850
baseline
▲ 0.50% · 4.625%
HK$44,397
+HK$2,547/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,700/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,811
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,986
−HK$1,192/mo
Today · 4.125%
HK$46,178
baseline
▲ 0.50% · 4.625%
HK$48,612
+HK$2,434/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,356/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,944
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$47,373
−HK$1,452/mo
Today · 4.125%
HK$48,825
baseline
▲ 0.50% · 4.625%
HK$51,796
+HK$2,971/mo
Deposit HK$4.32M · loan HK$10.07M · min. income ≈ HK$97,650/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,113
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,483
−HK$1,391/mo
Today · 4.125%
HK$53,874
baseline
▲ 0.50% · 4.625%
HK$56,714
+HK$2,840/mo
Deposit HK$4.32M · loan HK$10.07M · min. income ≈ HK$107,748/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,071
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,909
−HK$1,867/mo
Today · 4.125%
HK$62,776
baseline
▲ 0.50% · 4.625%
HK$66,595
+HK$3,819/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$125,552/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,716
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$67,479
−HK$1,788/mo
Today · 4.125%
HK$69,267
baseline
▲ 0.50% · 4.625%
HK$72,918
+HK$3,651/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$138,534/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,699 · Scale 2, in force from 26 Feb 2026)