LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,819
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,840
−HK$1,037/mo
Today · 4.125%
HK$34,877
baseline
▲ 0.50% · 4.625%
HK$37,000
+HK$2,123/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,754/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,511
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,490
−HK$994/mo
Today · 4.125%
HK$38,484
baseline
▲ 0.50% · 4.625%
HK$40,512
+HK$2,028/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$76,968/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,383
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,608
−HK$1,245/mo
Today · 4.125%
HK$41,853
baseline
▲ 0.50% · 4.625%
HK$44,400
+HK$2,547/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,706/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,813
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$44,988
−HK$1,193/mo
Today · 4.125%
HK$46,181
baseline
▲ 0.50% · 4.625%
HK$48,615
+HK$2,434/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,362/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,947
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$47,376
−HK$1,452/mo
Today · 4.125%
HK$48,828
baseline
▲ 0.50% · 4.625%
HK$51,799
+HK$2,971/mo
Deposit HK$4.32M · loan HK$10.07M · min. income ≈ HK$97,656/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,116
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,487
−HK$1,390/mo
Today · 4.125%
HK$53,877
baseline
▲ 0.50% · 4.625%
HK$56,717
+HK$2,840/mo
Deposit HK$4.32M · loan HK$10.07M · min. income ≈ HK$107,754/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,075
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$60,912
−HK$1,867/mo
Today · 4.125%
HK$62,779
baseline
▲ 0.50% · 4.625%
HK$66,599
+HK$3,820/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$125,558/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,720
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$67,483
−HK$1,788/mo
Today · 4.125%
HK$69,271
baseline
▲ 0.50% · 4.625%
HK$72,922
+HK$3,651/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$138,542/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,731 · Scale 2, in force from 26 Feb 2026)