LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,820
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,841
−HK$1,037/mo
Today · 4.125%
HK$34,878
baseline
▲ 0.50% · 4.625%
HK$37,001
+HK$2,123/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,756/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,512
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,491
−HK$994/mo
Today · 4.125%
HK$38,485
baseline
▲ 0.50% · 4.625%
HK$40,513
+HK$2,028/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$76,970/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,384
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,609
−HK$1,245/mo
Today · 4.125%
HK$41,854
baseline
▲ 0.50% · 4.625%
HK$44,401
+HK$2,547/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,708/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,815
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,990
−HK$1,192/mo
Today · 4.125%
HK$46,182
baseline
▲ 0.50% · 4.625%
HK$48,616
+HK$2,434/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,364/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,948
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,378
−HK$1,452/mo
Today · 4.125%
HK$48,830
baseline
▲ 0.50% · 4.625%
HK$51,801
+HK$2,971/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,660/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,117
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,488
−HK$1,391/mo
Today · 4.125%
HK$53,879
baseline
▲ 0.50% · 4.625%
HK$56,719
+HK$2,840/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$107,758/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,076
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,914
−HK$1,867/mo
Today · 4.125%
HK$62,781
baseline
▲ 0.50% · 4.625%
HK$66,601
+HK$3,820/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$125,562/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,722
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$67,485
−HK$1,788/mo
Today · 4.125%
HK$69,273
baseline
▲ 0.50% · 4.625%
HK$72,924
+HK$3,651/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$138,546/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,746 · Scale 2, in force from 26 Feb 2026)