LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,822
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,843
−HK$1,037/mo
Today · 4.125%
HK$34,880
baseline
▲ 0.50% · 4.625%
HK$37,003
+HK$2,123/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,760/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,514
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,494
−HK$993/mo
Today · 4.125%
HK$38,487
baseline
▲ 0.50% · 4.625%
HK$40,516
+HK$2,029/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$76,974/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,387
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,612
−HK$1,244/mo
Today · 4.125%
HK$41,856
baseline
▲ 0.50% · 4.625%
HK$44,403
+HK$2,547/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,712/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,817
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,992
−HK$1,192/mo
Today · 4.125%
HK$46,184
baseline
▲ 0.50% · 4.625%
HK$48,619
+HK$2,435/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,368/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,951
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$47,380
−HK$1,452/mo
Today · 4.125%
HK$48,832
baseline
▲ 0.50% · 4.625%
HK$51,804
+HK$2,972/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,664/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,120
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,491
−HK$1,391/mo
Today · 4.125%
HK$53,882
baseline
▲ 0.50% · 4.625%
HK$56,722
+HK$2,840/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$107,764/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,080
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,918
−HK$1,867/mo
Today · 4.125%
HK$62,785
baseline
▲ 0.50% · 4.625%
HK$66,605
+HK$3,820/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$125,570/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,726
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$67,488
−HK$1,789/mo
Today · 4.125%
HK$69,277
baseline
▲ 0.50% · 4.625%
HK$72,928
+HK$3,651/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$138,554/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,777 · Scale 2, in force from 26 Feb 2026)