LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,823
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,844
−HK$1,037/mo
Today · 4.125%
HK$34,881
baseline
▲ 0.50% · 4.625%
HK$37,004
+HK$2,123/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,762/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,515
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,494
−HK$994/mo
Today · 4.125%
HK$38,488
baseline
▲ 0.50% · 4.625%
HK$40,517
+HK$2,029/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$76,976/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,387
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,613
−HK$1,244/mo
Today · 4.125%
HK$41,857
baseline
▲ 0.50% · 4.625%
HK$44,404
+HK$2,547/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,714/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,818
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$44,993
−HK$1,193/mo
Today · 4.125%
HK$46,186
baseline
▲ 0.50% · 4.625%
HK$48,620
+HK$2,434/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,372/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,952
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,381
−HK$1,453/mo
Today · 4.125%
HK$48,834
baseline
▲ 0.50% · 4.625%
HK$51,805
+HK$2,971/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,668/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,121
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,492
−HK$1,391/mo
Today · 4.125%
HK$53,883
baseline
▲ 0.50% · 4.625%
HK$56,723
+HK$2,840/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$107,766/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,081
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,919
−HK$1,867/mo
Today · 4.125%
HK$62,786
baseline
▲ 0.50% · 4.625%
HK$66,607
+HK$3,821/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$125,572/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,727
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$67,490
−HK$1,788/mo
Today · 4.125%
HK$69,278
baseline
▲ 0.50% · 4.625%
HK$72,930
+HK$3,652/mo
Deposit HK$1.44M · loan HK$12.95M · min. income ≈ HK$138,556/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,790 · Scale 2, in force from 26 Feb 2026)