LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,824
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,845
−HK$1,037/mo
Today · 4.125%
HK$34,882
baseline
▲ 0.50% · 4.625%
HK$37,004
+HK$2,122/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,764/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,516
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,495
−HK$994/mo
Today · 4.125%
HK$38,489
baseline
▲ 0.50% · 4.625%
HK$40,517
+HK$2,028/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$76,978/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,388
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,613
−HK$1,245/mo
Today · 4.125%
HK$41,858
baseline
▲ 0.50% · 4.625%
HK$44,405
+HK$2,547/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,716/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,819
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,994
−HK$1,192/mo
Today · 4.125%
HK$46,186
baseline
▲ 0.50% · 4.625%
HK$48,621
+HK$2,435/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,372/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,953
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,382
−HK$1,453/mo
Today · 4.125%
HK$48,835
baseline
▲ 0.50% · 4.625%
HK$51,806
+HK$2,971/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,670/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,122
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,493
−HK$1,391/mo
Today · 4.125%
HK$53,884
baseline
▲ 0.50% · 4.625%
HK$56,724
+HK$2,840/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$107,768/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,082
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,920
−HK$1,867/mo
Today · 4.125%
HK$62,787
baseline
▲ 0.50% · 4.625%
HK$66,608
+HK$3,821/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$125,574/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,729
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$67,491
−HK$1,789/mo
Today · 4.125%
HK$69,280
baseline
▲ 0.50% · 4.625%
HK$72,931
+HK$3,651/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$138,560/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,801 · Scale 2, in force from 26 Feb 2026)