LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,826
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,847
−HK$1,037/mo
Today · 4.125%
HK$34,884
baseline
▲ 0.50% · 4.625%
HK$37,007
+HK$2,123/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,768/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,518
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,498
−HK$993/mo
Today · 4.125%
HK$38,491
baseline
▲ 0.50% · 4.625%
HK$40,520
+HK$2,029/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$76,982/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,391
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,616
−HK$1,245/mo
Today · 4.125%
HK$41,861
baseline
▲ 0.50% · 4.625%
HK$44,408
+HK$2,547/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,722/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,822
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,997
−HK$1,192/mo
Today · 4.125%
HK$46,189
baseline
▲ 0.50% · 4.625%
HK$48,624
+HK$2,435/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,378/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,956
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,385
−HK$1,453/mo
Today · 4.125%
HK$48,838
baseline
▲ 0.50% · 4.625%
HK$51,809
+HK$2,971/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,676/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,125
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,497
−HK$1,391/mo
Today · 4.125%
HK$53,888
baseline
▲ 0.50% · 4.625%
HK$56,728
+HK$2,840/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$107,776/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,086
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$60,924
−HK$1,867/mo
Today · 4.125%
HK$62,791
baseline
▲ 0.50% · 4.625%
HK$66,612
+HK$3,821/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$125,582/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,733
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$67,496
−HK$1,788/mo
Today · 4.125%
HK$69,284
baseline
▲ 0.50% · 4.625%
HK$72,936
+HK$3,652/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$138,568/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,835 · Scale 2, in force from 26 Feb 2026)