LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,826
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,847
−HK$1,038/mo
Today · 4.125%
HK$34,885
baseline
▲ 0.50% · 4.625%
HK$37,007
+HK$2,122/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,770/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,519
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,498
−HK$994/mo
Today · 4.125%
HK$38,492
baseline
▲ 0.50% · 4.625%
HK$40,521
+HK$2,029/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$76,984/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,392
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,617
−HK$1,245/mo
Today · 4.125%
HK$41,862
baseline
▲ 0.50% · 4.625%
HK$44,409
+HK$2,547/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,724/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,823
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,998
−HK$1,192/mo
Today · 4.125%
HK$46,190
baseline
▲ 0.50% · 4.625%
HK$48,625
+HK$2,435/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,380/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,957
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,386
−HK$1,453/mo
Today · 4.125%
HK$48,839
baseline
▲ 0.50% · 4.625%
HK$51,810
+HK$2,971/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,678/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,127
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,498
−HK$1,391/mo
Today · 4.125%
HK$53,889
baseline
▲ 0.50% · 4.625%
HK$56,729
+HK$2,840/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$107,778/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,087
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$60,925
−HK$1,868/mo
Today · 4.125%
HK$62,793
baseline
▲ 0.50% · 4.625%
HK$66,613
+HK$3,820/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$125,586/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,734
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$67,497
−HK$1,788/mo
Today · 4.125%
HK$69,285
baseline
▲ 0.50% · 4.625%
HK$72,938
+HK$3,653/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$138,570/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,846 · Scale 2, in force from 26 Feb 2026)