LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,828
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,849
−HK$1,038/mo
Today · 4.125%
HK$34,887
baseline
▲ 0.50% · 4.625%
HK$37,009
+HK$2,122/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,774/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,521
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,500
−HK$994/mo
Today · 4.125%
HK$38,494
baseline
▲ 0.50% · 4.625%
HK$40,523
+HK$2,029/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$76,988/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,394
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,619
−HK$1,245/mo
Today · 4.125%
HK$41,864
baseline
▲ 0.50% · 4.625%
HK$44,411
+HK$2,547/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,728/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,825
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$45,000
−HK$1,193/mo
Today · 4.125%
HK$46,193
baseline
▲ 0.50% · 4.625%
HK$48,628
+HK$2,435/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,386/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,959
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,389
−HK$1,452/mo
Today · 4.125%
HK$48,841
baseline
▲ 0.50% · 4.625%
HK$51,813
+HK$2,972/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,682/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,129
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,500
−HK$1,392/mo
Today · 4.125%
HK$53,892
baseline
▲ 0.50% · 4.625%
HK$56,732
+HK$2,840/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$107,784/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,090
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$60,928
−HK$1,868/mo
Today · 4.125%
HK$62,796
baseline
▲ 0.50% · 4.625%
HK$66,617
+HK$3,821/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$125,592/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,737
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$67,501
−HK$1,788/mo
Today · 4.125%
HK$69,289
baseline
▲ 0.50% · 4.625%
HK$72,941
+HK$3,652/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$138,578/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,874 · Scale 2, in force from 26 Feb 2026)