LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,829
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,850
−HK$1,037/mo
Today · 4.125%
HK$34,887
baseline
▲ 0.50% · 4.625%
HK$37,010
+HK$2,123/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,774/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,521
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,501
−HK$994/mo
Today · 4.125%
HK$38,495
baseline
▲ 0.50% · 4.625%
HK$40,524
+HK$2,029/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$76,990/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,394
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,620
−HK$1,245/mo
Today · 4.125%
HK$41,865
baseline
▲ 0.50% · 4.625%
HK$44,412
+HK$2,547/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,730/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,826
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$45,001
−HK$1,193/mo
Today · 4.125%
HK$46,194
baseline
▲ 0.50% · 4.625%
HK$48,628
+HK$2,434/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,388/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,960
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,390
−HK$1,452/mo
Today · 4.125%
HK$48,842
baseline
▲ 0.50% · 4.625%
HK$51,814
+HK$2,972/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,684/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,130
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,501
−HK$1,391/mo
Today · 4.125%
HK$53,892
baseline
▲ 0.50% · 4.625%
HK$56,733
+HK$2,841/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$107,784/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,091
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$60,929
−HK$1,868/mo
Today · 4.125%
HK$62,797
baseline
▲ 0.50% · 4.625%
HK$66,618
+HK$3,821/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$125,594/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,739
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$67,502
−HK$1,788/mo
Today · 4.125%
HK$69,290
baseline
▲ 0.50% · 4.625%
HK$72,943
+HK$3,653/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$138,580/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,883 · Scale 2, in force from 26 Feb 2026)