LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,830
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,851
−HK$1,037/mo
Today · 4.125%
HK$34,888
baseline
▲ 0.50% · 4.625%
HK$37,011
+HK$2,123/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,776/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,523
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,502
−HK$994/mo
Today · 4.125%
HK$38,496
baseline
▲ 0.50% · 4.625%
HK$40,525
+HK$2,029/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$76,992/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,396
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,621
−HK$1,245/mo
Today · 4.125%
HK$41,866
baseline
▲ 0.50% · 4.625%
HK$44,413
+HK$2,547/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,732/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,827
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$45,003
−HK$1,192/mo
Today · 4.125%
HK$46,195
baseline
▲ 0.50% · 4.625%
HK$48,630
+HK$2,435/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,390/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,961
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,391
−HK$1,453/mo
Today · 4.125%
HK$48,844
baseline
▲ 0.50% · 4.625%
HK$51,816
+HK$2,972/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,688/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,132
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,503
−HK$1,391/mo
Today · 4.125%
HK$53,894
baseline
▲ 0.50% · 4.625%
HK$56,735
+HK$2,841/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$107,788/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,093
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$60,931
−HK$1,868/mo
Today · 4.125%
HK$62,799
baseline
▲ 0.50% · 4.625%
HK$66,620
+HK$3,821/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$125,598/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,741
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$67,504
−HK$1,789/mo
Today · 4.125%
HK$69,293
baseline
▲ 0.50% · 4.625%
HK$72,945
+HK$3,652/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$138,586/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,901 · Scale 2, in force from 26 Feb 2026)