LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,830
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,851
−HK$1,038/mo
Today · 4.125%
HK$34,889
baseline
▲ 0.50% · 4.625%
HK$37,012
+HK$2,123/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,778/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,523
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,503
−HK$993/mo
Today · 4.125%
HK$38,496
baseline
▲ 0.50% · 4.625%
HK$40,525
+HK$2,029/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$76,992/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,396
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,621
−HK$1,245/mo
Today · 4.125%
HK$41,866
baseline
▲ 0.50% · 4.625%
HK$44,414
+HK$2,548/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,732/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,828
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$45,003
−HK$1,193/mo
Today · 4.125%
HK$46,196
baseline
▲ 0.50% · 4.625%
HK$48,631
+HK$2,435/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,392/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,962
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,392
−HK$1,452/mo
Today · 4.125%
HK$48,844
baseline
▲ 0.50% · 4.625%
HK$51,816
+HK$2,972/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,688/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,132
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,504
−HK$1,391/mo
Today · 4.125%
HK$53,895
baseline
▲ 0.50% · 4.625%
HK$56,736
+HK$2,841/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$107,790/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,094
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$60,932
−HK$1,868/mo
Today · 4.125%
HK$62,800
baseline
▲ 0.50% · 4.625%
HK$66,621
+HK$3,821/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$125,600/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,741
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$67,505
−HK$1,788/mo
Today · 4.125%
HK$69,293
baseline
▲ 0.50% · 4.625%
HK$72,946
+HK$3,653/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$138,586/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,907 · Scale 2, in force from 26 Feb 2026)