LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,831
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,853
−HK$1,037/mo
Today · 4.125%
HK$34,890
baseline
▲ 0.50% · 4.625%
HK$37,013
+HK$2,123/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,780/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,524
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,504
−HK$994/mo
Today · 4.125%
HK$38,498
baseline
▲ 0.50% · 4.625%
HK$40,527
+HK$2,029/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$76,996/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,398
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,623
−HK$1,245/mo
Today · 4.125%
HK$41,868
baseline
▲ 0.50% · 4.625%
HK$44,416
+HK$2,548/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,736/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,829
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$45,005
−HK$1,192/mo
Today · 4.125%
HK$46,197
baseline
▲ 0.50% · 4.625%
HK$48,632
+HK$2,435/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,394/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,964
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,394
−HK$1,452/mo
Today · 4.125%
HK$48,846
baseline
▲ 0.50% · 4.625%
HK$51,818
+HK$2,972/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,692/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,134
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,506
−HK$1,391/mo
Today · 4.125%
HK$53,897
baseline
▲ 0.50% · 4.625%
HK$56,738
+HK$2,841/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$107,794/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,096
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$60,935
−HK$1,867/mo
Today · 4.125%
HK$62,802
baseline
▲ 0.50% · 4.625%
HK$66,623
+HK$3,821/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$125,604/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,744
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$67,507
−HK$1,789/mo
Today · 4.125%
HK$69,296
baseline
▲ 0.50% · 4.625%
HK$72,949
+HK$3,653/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$138,592/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,928 · Scale 2, in force from 26 Feb 2026)