LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,833
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,855
−HK$1,037/mo
Today · 4.125%
HK$34,892
baseline
▲ 0.50% · 4.625%
HK$37,016
+HK$2,124/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,784/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,527
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,507
−HK$993/mo
Today · 4.125%
HK$38,500
baseline
▲ 0.50% · 4.625%
HK$40,530
+HK$2,030/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$77,000/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,400
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,626
−HK$1,245/mo
Today · 4.125%
HK$41,871
baseline
▲ 0.50% · 4.625%
HK$44,419
+HK$2,548/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,742/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,832
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$45,008
−HK$1,192/mo
Today · 4.125%
HK$46,200
baseline
▲ 0.50% · 4.625%
HK$48,636
+HK$2,436/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,400/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,967
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,397
−HK$1,452/mo
Today · 4.125%
HK$48,849
baseline
▲ 0.50% · 4.625%
HK$51,822
+HK$2,973/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,698/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,138
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,509
−HK$1,392/mo
Today · 4.125%
HK$53,901
baseline
▲ 0.50% · 4.625%
HK$56,742
+HK$2,841/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$107,802/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,100
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$60,939
−HK$1,867/mo
Today · 4.125%
HK$62,806
baseline
▲ 0.50% · 4.625%
HK$66,628
+HK$3,822/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$125,612/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,748
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$67,512
−HK$1,789/mo
Today · 4.125%
HK$69,301
baseline
▲ 0.50% · 4.625%
HK$72,954
+HK$3,653/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$138,602/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,964 · Scale 2, in force from 26 Feb 2026)