LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,834
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,856
−HK$1,037/mo
Today · 4.125%
HK$34,893
baseline
▲ 0.50% · 4.625%
HK$37,016
+HK$2,123/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,786/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,528
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,507
−HK$994/mo
Today · 4.125%
HK$38,501
baseline
▲ 0.50% · 4.625%
HK$40,531
+HK$2,030/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$77,002/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,401
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,627
−HK$1,245/mo
Today · 4.125%
HK$41,872
baseline
▲ 0.50% · 4.625%
HK$44,420
+HK$2,548/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,744/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,833
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$45,009
−HK$1,192/mo
Today · 4.125%
HK$46,201
baseline
▲ 0.50% · 4.625%
HK$48,637
+HK$2,436/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,402/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,968
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,398
−HK$1,453/mo
Today · 4.125%
HK$48,851
baseline
▲ 0.50% · 4.625%
HK$51,823
+HK$2,972/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,702/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,139
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,510
−HK$1,392/mo
Today · 4.125%
HK$53,902
baseline
▲ 0.50% · 4.625%
HK$56,743
+HK$2,841/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$107,804/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,102
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$60,940
−HK$1,868/mo
Today · 4.125%
HK$62,808
baseline
▲ 0.50% · 4.625%
HK$66,630
+HK$3,822/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$125,616/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,750
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$67,513
−HK$1,789/mo
Today · 4.125%
HK$69,302
baseline
▲ 0.50% · 4.625%
HK$72,955
+HK$3,653/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$138,604/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,977 · Scale 2, in force from 26 Feb 2026)