LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,835
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,856
−HK$1,038/mo
Today · 4.125%
HK$34,894
baseline
▲ 0.50% · 4.625%
HK$37,017
+HK$2,123/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,788/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,528
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,508
−HK$994/mo
Today · 4.125%
HK$38,502
baseline
▲ 0.50% · 4.625%
HK$40,531
+HK$2,029/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$77,004/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$539,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,402
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,627
−HK$1,246/mo
Today · 4.125%
HK$41,873
baseline
▲ 0.50% · 4.625%
HK$44,421
+HK$2,548/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,746/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,834
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$45,010
−HK$1,192/mo
Today · 4.125%
HK$46,202
baseline
▲ 0.50% · 4.625%
HK$48,638
+HK$2,436/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,404/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$539,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,969
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,399
−HK$1,452/mo
Today · 4.125%
HK$48,851
baseline
▲ 0.50% · 4.625%
HK$51,824
+HK$2,973/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,702/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,140
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,511
−HK$1,392/mo
Today · 4.125%
HK$53,903
baseline
▲ 0.50% · 4.625%
HK$56,744
+HK$2,841/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$107,806/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,103
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$60,941
−HK$1,868/mo
Today · 4.125%
HK$62,809
baseline
▲ 0.50% · 4.625%
HK$66,631
+HK$3,822/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$125,618/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,751
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$67,515
−HK$1,789/mo
Today · 4.125%
HK$69,304
baseline
▲ 0.50% · 4.625%
HK$72,957
+HK$3,653/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$138,608/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$539,987 · Scale 2, in force from 26 Feb 2026)