LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,836
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,857
−HK$1,038/mo
Today · 4.125%
HK$34,895
baseline
▲ 0.50% · 4.625%
HK$37,018
+HK$2,123/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,790/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$540,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,530
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,509
−HK$994/mo
Today · 4.125%
HK$38,503
baseline
▲ 0.50% · 4.625%
HK$40,533
+HK$2,030/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$77,006/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$540,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,403
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,629
−HK$1,245/mo
Today · 4.125%
HK$41,874
baseline
▲ 0.50% · 4.625%
HK$44,422
+HK$2,548/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,748/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,835
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,011
−HK$1,193/mo
Today · 4.125%
HK$46,204
baseline
▲ 0.50% · 4.625%
HK$48,639
+HK$2,435/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,408/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,970
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,400
−HK$1,453/mo
Today · 4.125%
HK$48,853
baseline
▲ 0.50% · 4.625%
HK$51,825
+HK$2,972/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,706/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,141
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,513
−HK$1,391/mo
Today · 4.125%
HK$53,904
baseline
▲ 0.50% · 4.625%
HK$56,746
+HK$2,842/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$107,808/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,104
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$60,943
−HK$1,868/mo
Today · 4.125%
HK$62,811
baseline
▲ 0.50% · 4.625%
HK$66,633
+HK$3,822/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$125,622/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,753
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$67,517
−HK$1,789/mo
Today · 4.125%
HK$69,306
baseline
▲ 0.50% · 4.625%
HK$72,959
+HK$3,653/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$138,612/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,002 · Scale 2, in force from 26 Feb 2026)