LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,837
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,858
−HK$1,038/mo
Today · 4.125%
HK$34,896
baseline
▲ 0.50% · 4.625%
HK$37,020
+HK$2,124/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,792/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$540,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,531
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,511
−HK$993/mo
Today · 4.125%
HK$38,504
baseline
▲ 0.50% · 4.625%
HK$40,534
+HK$2,030/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$77,008/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$540,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,404
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,630
−HK$1,245/mo
Today · 4.125%
HK$41,875
baseline
▲ 0.50% · 4.625%
HK$44,423
+HK$2,548/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,750/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,837
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$45,013
−HK$1,192/mo
Today · 4.125%
HK$46,205
baseline
▲ 0.50% · 4.625%
HK$48,641
+HK$2,436/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,410/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,972
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,402
−HK$1,453/mo
Today · 4.125%
HK$48,855
baseline
▲ 0.50% · 4.625%
HK$51,827
+HK$2,972/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,710/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,143
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,515
−HK$1,391/mo
Today · 4.125%
HK$53,906
baseline
▲ 0.50% · 4.625%
HK$56,748
+HK$2,842/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$107,812/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,107
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$60,945
−HK$1,868/mo
Today · 4.125%
HK$62,813
baseline
▲ 0.50% · 4.625%
HK$66,635
+HK$3,822/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$125,626/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,755
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$67,519
−HK$1,789/mo
Today · 4.125%
HK$69,308
baseline
▲ 0.50% · 4.625%
HK$72,961
+HK$3,653/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$138,616/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,022 · Scale 2, in force from 26 Feb 2026)