LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,838
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,859
−HK$1,038/mo
Today · 4.125%
HK$34,897
baseline
▲ 0.50% · 4.625%
HK$37,020
+HK$2,123/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,794/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$540,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,532
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,511
−HK$994/mo
Today · 4.125%
HK$38,505
baseline
▲ 0.50% · 4.625%
HK$40,535
+HK$2,030/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$77,010/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$540,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,405
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,631
−HK$1,245/mo
Today · 4.125%
HK$41,876
baseline
▲ 0.50% · 4.625%
HK$44,425
+HK$2,549/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,752/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,838
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,014
−HK$1,193/mo
Today · 4.125%
HK$46,207
baseline
▲ 0.50% · 4.625%
HK$48,642
+HK$2,435/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,414/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,973
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,403
−HK$1,453/mo
Today · 4.125%
HK$48,856
baseline
▲ 0.50% · 4.625%
HK$51,829
+HK$2,973/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,712/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,144
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,516
−HK$1,392/mo
Today · 4.125%
HK$53,908
baseline
▲ 0.50% · 4.625%
HK$56,749
+HK$2,841/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$107,816/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,108
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$60,947
−HK$1,868/mo
Today · 4.125%
HK$62,815
baseline
▲ 0.50% · 4.625%
HK$66,637
+HK$3,822/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$125,630/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,757
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$67,521
−HK$1,789/mo
Today · 4.125%
HK$69,310
baseline
▲ 0.50% · 4.625%
HK$72,963
+HK$3,653/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$138,620/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,035 · Scale 2, in force from 26 Feb 2026)