LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,839
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,860
−HK$1,038/mo
Today · 4.125%
HK$34,898
baseline
▲ 0.50% · 4.625%
HK$37,022
+HK$2,124/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,796/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$540,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,533
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,513
−HK$994/mo
Today · 4.125%
HK$38,507
baseline
▲ 0.50% · 4.625%
HK$40,537
+HK$2,030/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$77,014/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$540,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,407
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,633
−HK$1,245/mo
Today · 4.125%
HK$41,878
baseline
▲ 0.50% · 4.625%
HK$44,426
+HK$2,548/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,756/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,840
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$45,015
−HK$1,193/mo
Today · 4.125%
HK$46,208
baseline
▲ 0.50% · 4.625%
HK$48,644
+HK$2,436/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,416/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,975
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,405
−HK$1,453/mo
Today · 4.125%
HK$48,858
baseline
▲ 0.50% · 4.625%
HK$51,830
+HK$2,972/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,716/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,146
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,518
−HK$1,392/mo
Today · 4.125%
HK$53,910
baseline
▲ 0.50% · 4.625%
HK$56,751
+HK$2,841/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$107,820/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,110
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$60,949
−HK$1,868/mo
Today · 4.125%
HK$62,817
baseline
▲ 0.50% · 4.625%
HK$66,639
+HK$3,822/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$125,634/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,759
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$67,523
−HK$1,789/mo
Today · 4.125%
HK$69,312
baseline
▲ 0.50% · 4.625%
HK$72,966
+HK$3,654/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$138,624/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,055 · Scale 2, in force from 26 Feb 2026)