LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,847
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,869
−HK$1,038/mo
Today · 4.125%
HK$34,907
baseline
▲ 0.50% · 4.625%
HK$37,031
+HK$2,124/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,814/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$540,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,542
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,522
−HK$994/mo
Today · 4.125%
HK$38,516
baseline
▲ 0.50% · 4.625%
HK$40,547
+HK$2,031/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$77,032/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$540,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,417
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,643
−HK$1,245/mo
Today · 4.125%
HK$41,888
baseline
▲ 0.50% · 4.625%
HK$44,437
+HK$2,549/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,776/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,851
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,027
−HK$1,193/mo
Today · 4.125%
HK$46,220
baseline
▲ 0.50% · 4.625%
HK$48,656
+HK$2,436/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,440/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,986
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,416
−HK$1,454/mo
Today · 4.125%
HK$48,870
baseline
▲ 0.50% · 4.625%
HK$51,843
+HK$2,973/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,740/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,159
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,531
−HK$1,392/mo
Today · 4.125%
HK$53,923
baseline
▲ 0.50% · 4.625%
HK$56,765
+HK$2,842/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$107,846/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,125
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$60,964
−HK$1,869/mo
Today · 4.125%
HK$62,833
baseline
▲ 0.50% · 4.625%
HK$66,656
+HK$3,823/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$125,666/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,776
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$67,540
−HK$1,790/mo
Today · 4.125%
HK$69,330
baseline
▲ 0.50% · 4.625%
HK$72,984
+HK$3,654/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$138,660/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,189 · Scale 2, in force from 26 Feb 2026)