LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,848
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,870
−HK$1,038/mo
Today · 4.125%
HK$34,908
baseline
▲ 0.50% · 4.625%
HK$37,032
+HK$2,124/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,816/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$540,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,543
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,524
−HK$994/mo
Today · 4.125%
HK$38,518
baseline
▲ 0.50% · 4.625%
HK$40,548
+HK$2,030/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$77,036/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$540,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,418
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,644
−HK$1,246/mo
Today · 4.125%
HK$41,890
baseline
▲ 0.50% · 4.625%
HK$44,439
+HK$2,549/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,780/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,852
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,028
−HK$1,193/mo
Today · 4.125%
HK$46,221
baseline
▲ 0.50% · 4.625%
HK$48,658
+HK$2,437/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,442/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,988
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,418
−HK$1,453/mo
Today · 4.125%
HK$48,871
baseline
▲ 0.50% · 4.625%
HK$51,845
+HK$2,974/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,742/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,161
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,533
−HK$1,392/mo
Today · 4.125%
HK$53,925
baseline
▲ 0.50% · 4.625%
HK$56,767
+HK$2,842/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$107,850/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,127
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$60,966
−HK$1,869/mo
Today · 4.125%
HK$62,835
baseline
▲ 0.50% · 4.625%
HK$66,658
+HK$3,823/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$125,670/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,778
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$67,542
−HK$1,790/mo
Today · 4.125%
HK$69,332
baseline
▲ 0.50% · 4.625%
HK$72,987
+HK$3,655/mo
Deposit HK$1.44M · loan HK$12.96M · min. income ≈ HK$138,664/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,208 · Scale 2, in force from 26 Feb 2026)